A 55-year-old package truck driver sustained significant injuries to the head, neck, and upper extremity, including consequential PTSD, from an accident that occurred in late 2019. We were hired as the workers’ compensation attorneys within 30 days of the accident at work. The injured worker was paid over $125,000.00 in temporary lost wages by combination of temporary partial disability and temporary total disability workers’ compensation awards. Also, after the accident and up until his settlement, he received full coverage for medical treatment related to the accident from pain management, orthopedic, and mental health professionals. In January 2022, the matter settled with an additional immediate New York Workers’ Compensation Section 32 settlement payout of over $310,000.00 for future lost wages. The claimant was also awarded yearly installment payments from a NYS Workers’ Compensation Board approved annuity to fund any medicare set aside required by the Social Security Administration. Overtime, the annuity payout, should the claimant live the projected life expectancy, may total another $90,000.00 in funds for medical care by workers’ compensation physicians, chiropractors, physical therapists, and mental health professionals.